Details of the Division and Team:

Reporting locally to Chief Country Officer (Deutsche Bank AG Indonesia branch/’DBJK’) and functionally to APAC Chief Risk Officer (Regional office in Singapore) and Regional Credit Risk Management (Singapore). This role is also part of a regional team and supported by risk specialists in regional head office from credit risk, market risk, operational / non-financial risk, liquidity risk and other related risk functions when necessary.

Senior representative of the Risk team with membership in local Executive Committee (EXCO), Asset & Liability Committee (ALCO), Operational Committee (OPCO) Indonesia Risk Council (IRC), and Credit Risk Exposure Council (CREC).

All of the following responsibilities are subject to overall risk management framework of Deutsche Bank Group (“DB Group”) comprising (i) the global and regional risk (management) – and other - policies, standards, guidelines, methodologies, processes, systems and approval hierarchies of DB Group, and (ii) the governance, risk management and organizational arrangements of DBJK, as applicable and modified from time to time.

What we will offer you:

A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its center.

You can expect:

• Comprehensive Medical Insurance Coverage for Employee and Family

• Life Insurance Coverage

• Additional Pension Scheme (DPLK) on top of Statutory Contribution

• EAP – free and confidential counseling, online work-life resources

• Staff Loan including Housing Loan, Car Loan and Personal Loan

• Hybrid work arrangement

• Comprehensive leave benefits

• Annual health checkup – cost borne by company (once a year; conditions apply)

Your key responsibilities:

• Central point of contact for the Bank Indonesia/’BI”, The Financial Services Authority of Indonesia/”OJK”, other regulators, external auditors, Board of Directors of DBJK and similar stakeholders with regard to issues pertaining to risks at DBJK. Must be familiar and up to date with risk relevant local regulations.

• Credit Risk Management (CRM): Interface with front office staff and undertake credit due diligence meetings in order to make credit decisions across wide spectrum of products undertaken by DBJK or by DB group including, but not limited to, loan, trade finance and derivative products. Management of credit risk across corporate, financial institutions and non-bank FIs, but with focuses on credit towards local corporate (including subsidiaries of Multinational Companies) and institutional clients. Control and exposure management of credit facilities, including follow up on trade execution, booking, credit limit implementation, reporting and monitoring.

• Market Risk Management (MRM): Identification, analysis, evaluation and aggregation of different types of risks taken by the bank, and independent monitoring and control of such risk e.g. through limit setting and adequate communication routines involving relevant risk takers in the business, senior management and DB Research, with the support of regional MRM experts.

• Non-Financial Risk Management (NFRM): Ensure maintenance of the local framework for managing operational risks in collaboration with local Chief Operational Officer and regional NFRM; performing analyses on operational risks and monitoring operational risk loss and capital.

• Ensuring compliance of the risk management process at DBJK with relevant internal policies & guidelines as well as external rules & regulations. Including development of local aspects of the Risk Management Framework and ICAAP, which also covers liquidity risk, compliance risk, legal risk, strategic risk, reputation risk, intra-group transaction risk working closely with DBJK Chief Operating Officer, DBJK Compliance, and regional Legal.

• Continuous development of the local organizational, operational and system infrastructure supporting risk management; management of relevant dialogue with the businesses and infrastructure & control functions; representing Risk in relevant New Product Approval matters.

• Candidate is required to pass local Risk Management Certification level 7, and the appointment will be granted after candidate pass the fit & proper test held by the local regulator.

Your skills and experience:

• Graduate degree in business/finance major or relevant professional qualification (e.g.CA / CFA / MBA / FRM).

• Strong understanding of risk related Bank Indonesia/OJK regulations and requirements highly advantageous.

• Minimum of 15 years of banking experience with in-depth knowledge/understanding of at least 1 or 2 of the risk areas (credit, market, operational, liquidity). Reasonable knowledge and understanding on compliance, strategic, legal, reputational, inter-company would be a plus.

• Strong credit knowledge on local Indonesia groups, Indonesia financial markets, financing structures. Good understanding of regional South East Asian or broader APAC groups/markets a plus.

• Experience in working with international bank.

• Strong communication skills (both written and verbal) and confident in dealing with senior stakeholders both internally and externally.

• High fluency in English mandatory, Business level command of Bahasa preferred but not essential.

• Understanding of key products in capital markets (e.g. swaps, FX, equities and collateralized transactions, structured financings) and trade finance, with focus on product risks.

• Familiarity with legal documentation and risk issues (e.g. ISDA) and risk mitigating measures.

• Team oriented, flexible, diligent and self motivated.

How we’ll support you:

• Flexible working to assist you balance your personal priorities

• Coaching and support from experts in your team

• A culture of continuous learning to aid progression

• A range of flexible benefits that you can tailor to suit your needs

• Training and development to help you excel in your career

About us and our teams:

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Deutsche Bank & Diversity

Our values define the working environment we strive to create – diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.

We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.

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