Job Title Credit Officer, CRM leveraged Finance

Location London

Corporate Title Vice President

The Chief Risk Office function has Group-wide responsibility for the management and control of all credit, market, operational, enterprise and liquidity risks and has the responsibility of continual development of methods for risk measurement, frameworks and creating a bank wide strong risk culture. You will work within the Credit Risk Management (CRM) Leverage Finance Team as a Credit Officer. Credit Risk Management (CRM) is a key ‘2nd Line of Defense’ function within the broader Risk Division at Deutsche Bank covering the Corporate & Investment Banks (CB & IB).

What we’ll offer you

A healthy, engaged and well-supported workforce are better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its centre.

You can expect:

• Hybrid Working - we understand that employee expectations and preferences are changing. We have implemented a Hybrid Working Model that enables eligible employees to work remotely for a part of their working time and reach a working pattern that works for them

• Competitive salary and non-contributory pension

• 30 days’ holiday plus bank holidays, with the option to purchase additional days

• Life Assurance and Private Healthcare for you and your family

• A range of flexible benefits including Retail Discounts, a Bike4Work scheme and Gym benefits

• The opportunity to support a wide ranging CSR programme + 2 days’ volunteering leave per year

Your key responsibilities

• Analyse new LF transactions including LBOs, M&A financing, Leveraged Loan participations, FX / IR / commodity derivatives, transaction banking, etc., including determining credit appetite and ratings.

• Provide credit approvals within delegated individual credit authority, and where required present to Underwriting Committee for larger transactions.

• Oversee ongoing monitoring, including identification of emerging risks / trends across the portfolio, determination of deterioration triggers and impairments, and provide senior credit oversight of a portfolio of credits across a variety of industries.

• Support team development and processes, including supporting the development of junior credit officers.

• Participation in diverse internal projects that improve efficiency and help DB achieve key strategic objectives.

• Regulatory and audit interactions regarding your portfolio of transactions/ credit exposures.

Your skills and experience

• Credit analysis experience, part in non-investment grade credit lending.

• Solid analytical skills, including Leveraged Loan and High Yield structuring, financial modelling / forecasting, and understanding of derivative structures.

• Strong understanding of leveraged finance credit, market and regulatory standards.

• Ability to work under time pressure and focus on multiple transactions at once.

• Strong written and verbal communication skills.

• Business line structuring and / or workout experience a plus but not required.

How we’ll support you

• Training and development to help you excel in your career.

• Flexible working to assist you balance your personal priorities.

• A culture of continuous learning to aid progression.

• A range of flexible benefits that you can tailor to suit your needs.

• We value diversity and as an equal opportunities’ employer, we make reasonable adjustments for those with a disability such as the provision of assistive equipment if required (e.g. screen readers, assistive hearing devices, adapted keyboards).

About us

Deutsche Bank is the leading German bank with strong European roots and a global network. Click here to see what we do.

Deutsche Bank in the UK is proud to have been named in The Times Top 50 Employers for Gender Equality 2024 for five consecutive years. Additionally, we have been awarded a Gold Award from Stonewall and named in their Top 100 Employers 2024 for our work supporting LGBTQ+ inclusion.

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.