What is the Opportunity?

We're looking for a highly motivated and experienced Associate Director, Intercompany Compliance to oversee and administer Horizontal Prudential Compliance programs at a CUSO (U.S.) level. This is a critical leadership position within our team, requiring in-depth Subject Matter Expertise (SME) in key "Alphabet Regulations," including but not limited to Regulation Y, Bank Holding Company Act, Regulation W, Regulation K, and Regulation O. This person will be instrumental in ensuring compliance across both our banking and non-banking businesses, including Global Markets.

This role is perfect for a self-starter who can work autonomously while also excelling in a collaborative environment. You'll have the opportunity to manage junior staff, provide impactful guidance, and partner effectively with cross-functional teams, business stakeholders, and other Compliance colleagues to embed compliance best practices throughout the organization.

What will you do?

As an Inter Bank Regulatory Compliance Officer, your responsibilities will include:

• Program Leadership: Overseeing and administering comprehensive Horizontal Prudential Compliance programs across our U.S. operations.

• Developing governance structures and approaches to RBC’s compliance with prudential requirements.

• Establishing and maintaining a risk management framework to help ensure that all relevant business processes, transactions and investments adhere to prudential regulatory requirements.

• Core Compliance Pillar Development: Building out and enhancing core compliance functions, including:

  • Developing and integrating compliance considerations into Governance Models, such as risk assessments and issue management processes.

  • Drafting, reviewing, and maintaining robust Policies and Procedures for relevant regulations.

  • Designing and implementing effective Training programs on applicable regulations and internal compliance policies.

  • Control Oversight & Development: Providing oversight and direct assistance in the development of First Line of Defense (1LOD) controls to support and ensure adherence to regulatory requirements.

  • Monitoring & Reporting: Designing, implementing, and executing comprehensive monitoring activities to assess compliance effectiveness. This includes developing and delivering impactful reporting to business stakeholders and Compliance management on Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs).

• Internal and External Engagement:

  • Facing off directly with Monitoring and Testing (M&T) Functions and Internal Audit in relation to Business oversight and established compliance programs. Develop recommendations for corrective actions based on review findings and working with business stakeholders on appropriate action plans.

  • Engaging directly with Regulators on regulatory exams, inquiries and ongoing supervision. Collaborating and coordinating responses with team members and appropriate stakeholders.

• Advisory & Support: Providing strong compliance oversight and expert advisory support to applicable Lines of Business, guiding them through complex regulatory landscapes. Perform Prudential Regulations impact assessment on new business initiatives or strategic projects.

• Team Management & Collaboration: Managing junior staff, fostering their development, and collaborating seamlessly with cross-functional departments, business partners, and other Compliance functions.

Must Have:

• Experience: 5-8 years of progressive experience in a similar intercompany compliance role within a financial institution of comparable size or larger, covering banking and non-banking businesses, and relevant regulations (e.g., BHCA, Reg Y, W, K, O).

• SME Knowledge: Demonstrated in-depth Subject Matter Expertise in U.S. "Alphabet Regulations" such as Regulation Y, Regulation W, Regulation K, and Regulation O , as well as core Banking Business for institution and non-institutional clients.

• Regulatory & Audit Engagement: Proven experience with interacting and facing off directly with testing teams, internal audit, and key regulators such as Office of the Comptroller of the Currency (OCC), the Federal Reserve Board (FRB), and the Securities and Exchange Commission (SEC).

• Independent Problem-Solver: Proven abilities to think critically, creatively, and thoughtfully to solve complex problems, often with little guidance or direction needed from senior Management.

• Leadership & Management: Proven ability to manage and mentor junior staff and lead compliance initiatives effectively.

• Collaboration & Partnership: Highly effective in partnering across various departments, with business partners, and within Compliance.

• Communication: Exceptional oral and written communication skills are essential for clear and concise interactions with both senior management and junior employees.

• Work Ethic: A self-starter who is highly autonomous and can drive projects forward independently.

• Analytical Skills: Strong analytical capabilities to interpret complex regulations and translate them into practical compliance solutions

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable

• Leaders who support your development through coaching and managing opportunities

• Ability to make a difference and lasting impact

• Work in a dynamic, collaborative, progressive, and high-performing team

• A world-class training program in financial services

• Flexible work/life balance options

• Opportunities to do challenging work

The good-faith expected salary range for the above position is $110,000 - $190,000 depending on factors including but not limited to the candidate’s experience, skills, registration status; market conditions; and business needs. This salary range does not include other elements of total compensation, including a discretionary bonus and benefits such as a 401(k) program with company-matching contributions; health, dental, vision, life and disability insurance; and paid time-off plan.

RBC’s compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that:

• Drives RBC’s high performance culture

• Enables collective achievement of our strategic goals

• Generates sustainable shareholder returns and above market shareholder value

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Job Skills

Audits Compliance, Bank Compliance, Bank Regulations, Compliance Programs, Critical Thinking, Data Gathering Analysis, Decision Making, Ensure Compliance, Financial Regulation, Industry Knowledge, Interpersonal Relationship Management, Product Services, Risk Management, Strategic Thinking, Teamwork

Additional Job Details

GOLDMAN SACHS TOWER, 30 HUDSON STREET:JERSEY CITYJersey CityUnited States of America40Full timeCHIEF LEGAL & ADMIN OFFICE GRPRegularSalaried2025-08-012025-08-25

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.