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Analyst/Associate - Credit Transaction Management

RBC

RBC

IT
London, UK
Posted on Aug 28, 2025

Job Description

What is the opportunity?

As an Analyst/Associate in our Credit Transaction Management team, you will work closely with Real Estate Capital Partners (“RECP”) to support the growth of the RECP loan book and will manage a portfolio of credit relationships within the Global Credit division of RBC Capital Markets. You will also work closely with other groups within Capital Markets and the Bank to deliver a full range of credit and banking services to multinational and other large corporate relationships.

The RECP group is part of the Corporate Banking division of RBC Capital Markets. The business was established as RBC’s principal commercial real estate (“CRE”) secured lending platform outside of Canada, originating and managing a portfolio of CRE loans on the Bank’s balance sheet.

This London-based role will involve close collaboration with the broader CTM team in Toronto, as well as the RECP teams in both London and Dallas.

RBC’s expectation is that from mid-September 2025, all employees and contractors will work in the office with some flexibility to work up to 1 day per week remotely, depending on working arrangements.

What will you do?

You will be responsible for the administration of an assigned portfolio of borrowers, which includes multinational and other large corporate lending relationships, and will provide additional support to several Corporate Banking teams. Your key responsibilities will include:

  • Real Estate Capital Partners (RECP) Support: Responsible for the day-to-day management of loan positions within the RECP loan portfolio. Key loan-level management activities include:
    • Processing drawdown requests and disbursements
    • Coordinating asset releases
    • Reviewing reporting and waterfall release
    • Supporting instruction of new valuations
    • Managing minor amendments and lender consents
  • Portfolio Transaction Management: Includes but is not limited to: (i) Review and approve specific draw down requests, (ii) Develop expertise in assigned portfolio, policies and guidelines, and provide value added advice to internal partners, (iii) Ensure compliance with Bank Policy, and (iv) Participate in team deliverables with respect to regulatory/audit requests.
  • Annual Reviews: Ensure Annual Reviews of existing credit relationships are completed in a timely fashion and maintain a high quality of work.
  • Data Integrity: Ensure credit agreement terms are correctly reflected in the Bank’s systems and that all credit documentation is accounted for and reviewed in a timely basis (e.g. credit agreements, amendments, waivers, security documents).
  • Stakeholder Engagement: Work closely and maintain positive relationships with Real Estate Capital Partners (RECP), Group Risk Management (GRM), and Funding and Lending Services.
  • Other Responsibilities: Completion of ad-hoc projects and other duties (including presenting to key stakeholders) efficiently and effectively in order to support the team’s planned and unplanned demands.

What do you need to succeed?

Must-have:

  • Strong academic credentials including completion of Bachelor's degree in Business, Finance, Economics, or Engineering, Mathematics or any other problem solving fields
  • MBA or CPA, CFA professional designation (completed or near completion) or a post-graduate degree with a focus in business, accounting, economics, mathematics or other quantitative field would be an asset but is not required.
  • Proven work experience in a related field, including banking or corporate lending experience, finance and/or risk management, or knowledge of structuring and writing of credit proposals, credit processes and policies
  • Highly motivated self-starter with keen attention to detail and strong interest in corporate finance and credit
  • Ability to read and understand complex legal documents (e.g. loan agreements, security documents)
  • Strong credit and analytical skills including the ability to critically assess financial statements and other client reports to draw reasoned conclusions and recommend a course of action
  • Excellent written and verbal communication, with strong negotiation skills and an ability to manage conflicting demands and viewpoints, and multiple stakeholder expectations
  • Ability to work effectively within a team environment and to interact at all levels within a large organization
  • Ability to prioritize, perform well under pressure and meet time sensitive deadlines
  • Strong general PC Skills (Excel, Word and PowerPoint)

What is in it for you?

We thrive on the challenge to be our best - progressive thinking to keep growing and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

  • Leaders who support your development through coaching and managing opportunities.

  • Opportunities to work with the best in the field.

  • Ability to make a difference and lasting impact.

  • Work in a dynamic, collaborative, progressive, and high-performing team.

Agency Notice

RBC Group does not accept agency resumés. Please do not forward resumés to our employees, nor any other company location. RBC Group only pay fees to agencies where they have entered into a prior agreement to do so and in any event do not pay fees related to unsolicited resumés. Please contact the Recruitment function for additional details.

Job Skills

Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork

Additional Job Details

Address:

100 BISHOPSGATE:LONDON

City:

London

Country:

United Kingdom

Work hours/week:

35

Employment Type:

Full time

Platform:

CAPITAL MARKETS

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-08-28

Application Deadline:

2025-09-11

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.